[font=Verdana,Arial,Helvetica]"I should only be running this hull less than 6.7 mph?[/font]"
Yes, if you want max efficiency and the best handling.
Hull speed is the theoretical speed that a hull can travel without planing (max displacement speed). Displacement hulls are designed to move their mass very efficiently with small engines and are much more efficient than planing hulls when operated at displacement speeds. They can go faster than hull speed, but they become much less efficient than planing hulls. For example, I expect to get 20+ MPH out of my 15+' planing hull with a 9.8 HP MercHatSan at full power, but I'll probably get 6-7 MPG if I am lucky. It will handle well on plane and handle poorly at displacement speed. You will probably get ~10 MPH with the same motor on your hull at full power, it will get 4 MPG and handle like a garbage scow. However, you can can run at 6 MPH at only ~1/4 power of your available power, get 12+ MPG and the hull will behave beautifully. (My numbers are ballpark estimates to illustrate the concept; real world numbers will differ, but the basic concept will hold true.)
Your hull speed is around 6.7 mph by your calculation. I'll bet money a 5 HP motor will get you that speed even with a full load! Of course the first time you have to fight upstream against a hard falling tide that is being pushed out to sea by a nasty north wind, you will cuss me as you stand still under full power. Due to that, I'd use the 9.9 HP. That should give you enough reserve to get out of the sort of trouble that duck hunters get into, yet still be fairly light. If you keep your speed around 6 MPH the majority of the time, the motor should sip gas. Stow fuel and batteries forward to balance the heavier motor on the transom.
[font=Verdana,Arial,Helvetica]"I always thought a boat was planing when the effort to maintain speed drops off."
You are absolutely correct... but a planing hull is much more efficient getting to that point. Let's say a planing hull can get just get on plane at 12 MPH with a 6 HP motor at full throttle. A equivalent displacement hull with the same size motor will wallow along and never plane at full throttle. It will take a 15-20 HP motor to get the hull on plane. The hull will only plane at a higher speed.
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