The problem is the ethanol draws in water. My rig only sees use from October-January. What I'll usually do is at the end of the season, I "summer-ize" the motor (lower unit, plugs, fuel filter, etc.), then I'll siphon all the gas from the tank into my truck.
Sometime in June-July, I'll throw a gallon of premium in the tank with Stabil Marine and run it on muffs for 10 min to draw some new fuel into the FI system. Start of the season, top it off with more premium, more Stabil-Marine, and run as needed.
An old-timer taught me the trick about premium fuel. If you buy from a high-turnover station, like on the highway, it's less ethanol and typically fresher fuel. So at least you're off to a better start.
If I had access to non-ethanol fuel man, I would never put anything else in. I know it gets pricey but that plus Stabil Marine probably eliminates 75% of the problems folks have.
I'm also fortunate that I can store my rig indoors. That's not feasible for everyone but the heating/cooling and sun beating down on the rig does a lot of weird stuff with the fuel. It's rough because even like you said, putting fresh fuel in a lot, the ethanol still draws water in over time.