A lot of these boats are built really shittily and hastily from what I've seen, so there is not an expectation for me that they are 100% encapsulated. Plenty of rot has been found where it it shouldn't be found, I think a lot can be attributed to poor attention to detail or poor technique.
On the "sealed" flotation compartments with water in them, there is incredible pressure on a sealed compartment that builds up when they sit in the sun. We have seen examples of some that have blown up at the seams over the years, opening the hull to deck seam. Take that positive pressure in the sun and allow the pressure to escape through whatever weakness and then set that hot boat in the water to quickly cool the chamber to develop an equally strong negative pressure to draw water in. The amount of water found in chambers is way more than the condensation it is attributed to or what could leak in, it is drawn in.